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what happens to your digital legacy when you are gone?

What Happens to Your Digital Legacy When You’re Gone?

Published on 27 May 2025

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Digital Legacy

What Is a Digital Legacy?

Most people plan for their homes and finances but forget their digital lives. Discover why wills fall short, and how SmartHeritance ensures your online accounts, crypto, and memories are protected and passed on securely.

You’ve planned your will. But have you planned your digital afterlife?

We plan for our homes, our finances, even our funerals. But most people overlook the part of their life that now holds just as much value, maybe more.

Your digital life.

From crypto wallets and online bank accounts to cloud files, photos, and social media—your digital presence doesn’t disappear when you do. It lingers. It locks out loved ones. And without a plan, it often leads to confusion, delays, and painful financial loss.

The $77 Billion Problem Hiding in Your Inbox

Every year, families miss out on millions in unclaimed assets. The numbers are staggering—over $77 billion sits dormant in forgotten accounts and policies.

Why?
Because no one knew they existed.
Because passwords were lost.
Because even with a will, the details were never shared.

This isn’t just about money. It’s about the photos your family can’t recover. The messages they never find. The closure they don’t get.

What Makes Digital Assets So Difficult to Pass On?

Unlike physical property, digital assets are invisible unless someone knows exactly where to look or how to access them.

  • Crypto and investment platforms often require 2FA and secret keys
  • Email accounts may hold financial and legal information, but can’t be accessed without login details
  • Cloud services like Google Drive or iCloud might contain everything from tax documents to family photos
  • Social media platforms require formal processes (and proof) to deactivate or memorialize accounts
  • Subscription services can continue charging indefinitely if no one knows to cancel them


Even the most well-meaning estate plans often fail to address these details because they change so frequently and because traditional estate tools weren’t built for a digital world.

When a Digital Legacy Is Lost

Imagine this: A father passes away suddenly. He had a will in place, and his family believed everything was handled. But months later, they realize they can’t access:

  • His cryptocurrency wallet
  • The online portal for his life insurance
  • Years of family photos stored in Google Photos
  • Passwords stored in a digital vault no one else had access to

They face weeks of dead ends, legal delays, and emotional stress, not because of poor planning, but because the digital world moved faster than his paperwork.

SmartHeritance exists to prevent that.

Wills Aren’t Built for the Cloud

Estate planning tools were created for paper trails and physical assets. They rarely account for the ever-evolving nature of modern life—dynamic logins, 2FA-protected platforms, new investment apps, or crypto keys.

What gets missed?

  • Crypto wallets with no recovery path
  • Social media accounts open to identity theft
  • Ongoing charges from forgotten subscriptions
  • Family memories trapped in cloud storage


Wills are static. Your digital life is not.

SmartHeritance: The Bridge Between Your Intentions and Reality

SmartHeritance was built to solve this exact problem.

It’s not a will. It’s the missing link between your estate plan and your actual, lived—and logged-in—life.

With SmartHeritance, you can:

  • Securely list all your digital and financial assets in one place
  • Assign beneficiaries and final instructions for each asset
  • Keep everything private during life, with auto-release after death
  • Automate access with our Wellness Protocol

No more binders. No more guesswork. No more lost legacies.

SmartHeritance ensures that the people you care about actually get what you’ve worked for both financially and emotionally.

Don’t Let Your Digital Life Become a Locked Door

This isn’t just about convenience. It’s about dignity. It’s about legacy.

SmartHeritance protects what matters, your family’s peace of mind.

Start your digital legacy plan Today. It takes less than 10 minutes.

Because the people you love deserve more than silence.

Frequently Asked Questions About Digital Legacy Planning

What is a digital legacy?

Your digital legacy includes all your accounts, assets, and data. From emails and photos to crypto wallets and cloud storage even online accounts that you may be paying every yearly. These all remain after you pass away.

Can a will cover digital assets?

Most wills aren’t designed to handle the complexity or constant changes of digital assets. They typically don’t include account credentials, two-factor authentication steps, or the evolving details of online platforms. And because wills become public documents during probate, including sensitive login information in them is not only unwise it’s also a security risk.

What happens to my social media when I die?

Without guidance, your profiles may stay active indefinitely, risking identity theft or misuse. Platforms like Facebook and Instagram offer memorialization, but access requires documentation your family may not have.

How does SmartHeritance help?

SmartHeritance acts as a secure, automated system to record your digital and financial assets, assign beneficiaries, and ensure they get the information they need—at the right time.

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